Uber and Lyft move fast; we move faster to hold them accountable.
The Complex Reality of Rideshare Accidents
Rideshare cases aren’t like typical car accidents. The biggest difference is insurance — coverage depends on what the driver was doing at the moment of the crash. Lyft and Uber use a three-period model that affects who pays:
- App Off: The driver’s personal insurance applies.
- App On, No Passenger: Limited coverage through Uber or Lyft.
- Passenger in the Car or Ride Accepted: $1 million in liability coverage applies.
Knowing these distinctions is critical. Insurance companies often misclassify accidents to minimize payouts. Our attorneys know how to obtain the data and records that prove exactly when the crash occurred and under which policy you qualify.




