Does Amazon Have Insurance for Its Drivers if Involved in a Car Accident?

Every single day, hundreds of Amazon delivery drivers prepare to fulfill peoples’ online shopping requests. As more delivery trucks and vehicles are on the roads, more accidents and injuries are likely to occur. You may think that Amazon delivery drivers should be better drivers and not make mistakes, but the truth is that they are humans just like the rest of us, and accidents may arise at any time.

However, when involved in an accident with an Amazon delivery driver, you may be confused about whether to file a claim against Amazon or the Amazon driver’s insurance company. To help you gain some clarity on this situation, you should consider reaching out to an Amazon accident lawyer as soon as possible.

Causes of Amazon car accidents

There are many different causes of Amazon car accidents. Here are some of the most common causes reported:

  • Distracted driving
  • Fatigued driving
  • Reckless or careless driving
  • Driving while drunk or intoxicated
  • Road congestion
  • Improper lane changes
  • Failing to yield the right of way
  • Speeding

When the driver of an Amazon vehicle is determined to be at-fault for a crash that injures you, you should fight to seek compensation for your losses. Compensation can help you cover the cost of a hospital stay, surgery, medication, renovations to your home or vehicle, and many other expenses related to your injuries.

The different types of Amazon vehicles/ delivery drivers

As mentioned, Amazon has many different drivers on the road each day. Sometimes it is obvious that a driver is driving for Amazon, while other times you may not learn that the driver is delivering Amazon goods until you speak or exchange information after the accident. These are a few of the different types of Amazon vehicles/ delivery drivers:

  • Amazon employees driving large Amazon semi-trucks
  • Amazon employees driving delivery vans
  • Amazon flex drivers driving their own personal vehicles
  • Amazon subcontractors driving their company’s vehicles, rented vehicles, or their own personal vehicles

Does Amazon provide insurance to its drivers involved in car accidents?

Amazon’s insurance policies for their drivers depend on the type of vehicle or driver that was involved in the collision. Therefore, if a driver is employed by Amazon or is an Amazon flex driver, Amazon provides up to $1 million in liability, $50,000 in collision/ comprehensive, and $1 million in uninsured motorist coverage. However, if the driver is employed by a third party, the third-party employer may be responsible for providing insurance for the driver. These types of scenarios can become very difficult and complicated as Amazon will likely deny any liability, and while all drivers should have some type of insurance to cover damages from an Amazon accident, the reality is that insurance coverage can vary tremendously. As a result, you may find out that the driver does not have enough insurance coverage to pay for your injuries and other losses.

Who can be held liable for an Amazon car accident?

If you are involved in an accident with an Amazon driver, you can potentially hold various parties liable, such as:

  • Amazon
  • The driver
  • Vehicle manufacturer
  • Vehicle rental company
  • Auto mechanic
  • Third-party employer or vehicle owner

What losses can I claim in an Amazon crash?

Some of the losses you may be able to claim in an Amazon crash include:

  • Current and future medical bills
  • Current and future lost wages
  • Emotional distress
  • Mental trauma
  • Loss of quality of life
  • Loss of enjoyment of activities
  • Property damage
  • Loss of companionship
  • Physical therapy fees
  • Occupational therapy costs
  • Psychology or counseling expenses

Why you need an Amazon accident attorney to help you hold Amazon liable

Although Amazon oversees every move that delivery drivers make and even micromanages the entire delivery process, they are known to find ways to avoid liability for accidents involving their drivers. They may claim that the driver is not their employee or that there are other reasons why the accident occurred, such as issues with the driver’s vehicle. Therefore, in order to stand up to this large and powerful company, you need an experienced and skilled Amazon accident attorney by your side. They will answer any of your questions and concerns, build a strong argument, and fight for your right to the full compensation that Amazon owes you.

Call Kwartler Manus After an Accident with an Amazon Vehicle

Being involved in a wreck with an Amazon driver can result in a lot of stress and frustrations, which is why the car accident lawyers at Kwartler Manus, LLC are committed to stepping in and taking some of the burden off your plate. We have decades of experience assisting clients with similar accidents and cases, and we will help you get the justice you rightfully deserve. Please contact our team to schedule a free consultation in New Jersey or Philadelphia today.

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