The food delivery service is becoming an increasingly popular way for people to make money either as primary or supplemental income. Of course, most people do not expect to be injured while out on a delivery, and can sometimes be lost or confused about what options they have for compensation. Outlined below are the steps you should take if you have been injured while out on delivery:
Tend to damages
The first thing you should do is tend to your injuries. Whether that is by EMTs at the scene of the accident or by visiting your primary care physician in the days after, you should know the extent of your injuries and document them to file with any report or claim you may have to make. If your car is able to be repaired, you should also see to getting that done as quickly as possible. A doctor who treated you can testify for you in the event that you file a lawsuit for compensation.
Notify the company
The first step you should take after the accident is to notify the company that you were working for at the time of the accident. Just as you would if you were injured while working in an office, you need to let your employer know what occurred. You may have to fill out an accident report to provide an official account of what happened. Depending on your employer, you may receive a degree of compensation from them.
Contact your insurance company
Once you have notified your employer of the incident, you will also want to contact your insurance company to see what compensation you may be eligible for, especially if you are not covered by your employer’s insurance. This can be a complicated step, as your insurance may not cover the damages if your policy does not allow for it. At times, if your insurance provider was unaware that you used your car for your job, they may refuse to pay the damages if your policy does not cover your vehicle for commercial use. Talking to your insurance provider will give you a better sense of what you may have to pay out of pocket.
Talk to a personal injury lawyer
If you have contacted your employer and your insurance company and find that you are still unfairly paying out of pocket, contacting a personal injury lawyer to talk about how you might seek compensation should be your next steps. A lawyer can help you understand your policy better and can walk you through your legal options. They can also conduct an investigation into your accident to determine which party was at fault.