Why You Need an Attorney After an Uninsured Motorist Accident

After an accident, many victims fear contacting a Philadelphia personal injury attorney. The fear is that an attorney will prolong the process and be unable to help win the case. Victims are even more apprehensive about contacting an attorney when the accident involves an uninsured motorist. The insurance company and other drivers will work fast to deny the claim or aspects of the accident, so they do not pay you. The result is victims not obtaining the compensation they deserve and paying out of pocket for all of their medical and property damage even when they are not at fault for the accident. The truth is you need a Philadelphia uninsured motorist accident attorney to protect your rights after an accident. It is essential to have a defense against these outcomes.

Investigate the accident

Properly investigating an accident is critical to a successful claim. During an investigation, a Philadelphia uninsured motorist accident attorney will find out what caused the accident, how the accident affected your life, and if there were any witnesses. We will also request accident reports, medical records, and other pertinent documentation to build your case. Kwartler Manus, LLC can also review your insurance policy to determine the best legal route. What works for one accident does not work for another one. Your case has unique factors to consider, and not every attorney can look at the bigger picture.

Gather evidence

Evidence is crucial to obtaining compensation and holding negligent drivers accountable for their actions. When the other driver is uninsured, your insurance company will not want to pay for your expenses. They will argue that you played a role in causing the accident. There is a range of evidence that a Philadelphia uninsured motorist accident attorney can find to help solidify the claim. We will gather evidence showing how the accident occurred, such as:

  • Distracted driving
  • Taking a red light or stop sign
  • Intoxicated driving
  • Illegal passing
  • Reckless driving

Negotiate for you

During a car accident claim, there will be negotiations that must take place for you to get the highest compensation for your case. The insurance company has a range of compensation for each accident and will often start on the low end. When the insurance company does pay, they will often offer a low settlement amount that does not cover all of your expenses. The award does not cover any future costs or additional medical treatment. A Philadelphia uninsured motorist accident attorney knows how much we can get for your particular case. Kwarler Manus, LLC will fight to bring you the compensation you deserve by negotiating with the insurance company on your behalf.

Uninsured motorist coverage

You have more options after an accident when you have uninsured motorists’ coverage. You can recover benefits to pay for your medical bills and expenses. When the other driver has insufficient coverage, you can work with your insurance company to cover your accident expenses. Some of the items this provision covers include;

  • Emergency room care
  • Surgeries
  • Hospital stays
  • Ambulance rides
  • Pain medication
  • Physical therapy

While this coverage option will cover injury to you and your passengers, the other driver is not off the hook for their negligence. The other driver should still be held liable for their actions, but this does not mean you should suffer while awaiting an outcome. However, you cannot recover additional compensation for long-term care, pain, suffering, or work restrictions through your UM coverage. The only way to recover further payment for these items is to file a personal injury lawsuit.

Represent you throughout your claim

While most cases resolve during pre-litigation, some do reach the litigation phase. When you hire a Philadelphia uninsured motorist accident attorney, we will represent you throughout your entire claim. Until the bitter end, we will be there to ensure you get the justice you deserve. Kwartler Manus, LLC is standing by to review your case and represent you until the end. Call us at (267) 457-5570 or use our online form to get the representation you deserve.

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